Car accidents often occur when they are least expected; sometimes, they are more complex than simply two vehicles colliding. Like many other states, Florida has unique rules and regulations for determining liability for such complex accidents. While it may be challenging to determine which driver owned the debris, there are still several avenues available for victims to pursue monetary compensation for their losses.
If an object from another vehicle injured you, you deserve to have an experienced car accident attorney in your corner. At Marsalisi Law, our attorney, Frank P. Marsalisi, has extensive experience handling complex accidents and a proven track record of helping his clients achieve justice for their injuries and other losses. When you partner with him, you can have peace of mind your case is in the capable hands of a trusted attorney.
What Are My Legal Options if an Object From Another Vehicle Injured Me?
Determining liability in car accidents involving debris can be complex, especially if the object’s owner is unknown. However, because Florida is a no-fault state, you do not necessarily need to uncover the liable party to recover monetary compensation for your injuries and other losses. After being injured by an object on the road, you may be eligible to recover financial compensation through the following methods:
Personal Injury Protection Insurance
Personal Injury Protection (PIP) will cover 80% of medical bills, up to $10,000, regardless of who caused the accident. Simply put, you can file a claim with your own insurance company. PIP covers you, anyone driving your car, anyone living with you, or passengers injured during the collision. However, because PIP only covers a portion of your damages, you may not be able to recover monetary compensation for the total scope of your losses.
Comprehensive Car Insurance Coverage
When you first enroll in car insurance coverage, you are offered an option for comprehensive coverage. This type of insurance protects you from damages caused by anything other than a collision, including projectiles from another vehicle hitting yours.
Uninsured/Underinsured Motorist Coverage
Despite being required by Florida law, not every driver carries auto insurance. Even insured drivers may not have enough coverage to compensate you for your losses. If you are hit by an object from a vehicle owned by an uninsured or underinsured driver, you may be able to file an uninsured motorist claim with your insurance. Uninsured motorist coverage is optional in Florida, so it is important to check your insurance policy before filing a claim.
Filing a Lawsuit Against the Negligent Driver
If you know whose debris hit you, you may have grounds to file a claim against the driver in question. Your attorney can conduct an exhaustive investigation into your accident to determine the cause of your accident and who may be held responsible for your physical, emotional, and financial losses.
Contact a Talented Car Accident Attorney at Marsalisi Law
After being injured by an object on the road, it is critical to retain the services of a first-class Florida car accident attorney. At Marsalisi Law, we are here to help you pursue justice for the losses you have endured. Attorney Frank P. Marsalisi is fluent in English and Spanish and will work with you to understand every detail of your accident and how your injuries impact your daily life. When you choose our firm, you can trust your attorney to do everything in his power to achieve a favorable outcome on your behalf.
To learn more about how our highly qualified attorney can help you, schedule a free consultation today by calling (727) 800-5052 or completing our contact form. Marsalisi Law is Where Law Gets Personal!
