We find more times than not that many motorcycle owners are clueless about how to properly protect themselves when it comes down to which insurance to buy. Motorcycle accidents are a common occurrence and are unfortunately often associated with fatal and life-changing injuries.
What Are the Best Defenses After A Motorcycle Accident?
One of the best defenses against the aftermath of a motorcycle accident is – after purchasing your motorcycle – immediately purchasing enough insurance coverage that will provide you protection from not only property damage but also any injury sustained during an accident.
We recommend motorcyclists purchase the following coverages:
- Comprehensive Coverage;
- Collision Coverage;
- Medical Payments Coverage, if you do not have health insurance;
- Uninsured Motorist Coverage, preferably stacked.
Are Most Motorcycle Accidents the Motorcycle Driver’s Fault?
The majority of motorcycle accidents do not happen due to the fault of the motorcycle driver, instead around 70% of the cases, other vehicle drivers are responsible for the accident.
Unfortunately, statistics show that nearly 60% of the drivers here in Florida are either driving without any insurance or only carrying the State of Florida minimum insurance, which does not require Bodily Injury Coverage – this is the coverage that pays for injuries caused to others due to negligence.
Thus, a great way to protect yourself from these uninsured motorists is to carry enough insurance on your own policy that will help pay for any damages you sustain in a motorcycle accident involving one of these uninsured/underinsured motorists.
Getting Help from a Qualified Accident Lawyer
There are some things in life on which spending money may not be fun, but it makes sense, and insurance is one of these things. If you try to save money on motorcycle insurance by either not purchasing it or buying the cheapest policy, then you are setting yourself up for a potential disaster if you happen to have an accident in the future. Truly adding insult to injury.
If you or your loved one was injured in a motorcycle accident, contact a highly-qualified motorcycle accident lawyer. Contact us at 727-800-5052 for a free legal consultation. Marsalisi Law is Where Law Gets Personal.