Legally Reviewed by Frank P. Marsalisi on July 8, 2026
Every day, accidents on Largo’s busiest roadways leave families dealing with injuries they did not cause and expenses they cannot afford. US-19, Ulmerton Road, East Bay Drive, and Walsingham Road see a steady volume of collisions involving passenger vehicles, commercial trucks, motorcycles, rideshare drivers, pedestrians, and cyclists. When another person’s careless or reckless behavior is the cause of your injuries, Florida law gives you the right to pursue monetary compensation for what you have lost.
At Marsalisi Law, attorney Frank P. Marsalisi has built his practice around traffic-related personal injury claims for clients throughout Largo and the greater Pinellas County area. Every client receives the direct attention of attorney Frank P. Marsalisi, who understands that a serious accident can turn a family’s life upside down in an instant. If another party’s negligence caused your injuries, contact our law firm today to learn what your case may be worth.
⚠ TIME-SENSITIVE — FLORIDA LAW LIMITS YOUR WINDOW TO FILE
Florida’s personal injury filing deadline was cut from four years to two years in 2023 — many Largo accident victims do not know how little time they may have left.
Marsalisi Law handles Largo personal injury cases on a contingency fee basis — no legal fees unless we recover monetary compensation on your behalf. Attorney Frank P. Marsalisi provides every client with direct, personal attention from the first consultation through the resolution of the case.
Types of Traffic Accident Cases Marsalisi Law Handles in Largo, FL
Marsalisi Law focuses exclusively on traffic-related personal injury claims for clients in Largo and throughout Pinellas County. If you were injured in any of the following types of accidents, attorney Frank P. Marsalisi can evaluate your claim, identify all parties responsible for your injuries, and explain your legal options at no cost.
Car Accidents on Largo’s Busiest Corridors
The stretch of US-19 running through Largo and the high-volume interchange near Ulmerton Road are among the most accident-prone corridors in Pinellas County. Rear-end collisions, intersection crashes, unsafe lane changes, and left-turn accidents are common where commercial and residential traffic converge along these routes. If you were injured in a car accident caused by another driver’s negligence, our Largo car accident page provides detailed information about these claims, and attorney Marsalisi is available to evaluate your specific situation.
Motorcycle Accidents
Motorcycle riders are among the most vulnerable users of Largo’s roadways. Drivers who fail to check blind spots before merging, execute improper left turns at intersections, or follow motorcycles too closely can cause catastrophic, life-altering injuries. Motorcycle accident injuries frequently include traumatic brain injuries, spinal cord damage, severe road rash, and complex bone fractures. Marsalisi Law handles motorcycle accident claims for Largo riders who have been seriously injured through no fault of their own.
Commercial Truck and Delivery Vehicle Accidents
Collisions involving commercial trucks, semi-trailers, and heavy delivery vehicles frequently result in severe or fatal injuries due to the weight disparity between large commercial vehicles and passenger cars. Truck accident claims in Largo can involve multiple liable parties, including the driver, the trucking company, the vehicle’s owner, and cargo loading contractors. Marsalisi Law investigates every link in the chain of liability to ensure that every responsible party is identified and held accountable.
Rideshare Accidents Involving Uber and Lyft
Rideshare accidents in Largo present layered insurance coverage questions that depend on whether the Uber or Lyft driver was actively transporting a passenger, waiting for a ride request, or completely off duty at the time of the crash. Each status triggers a different tier of insurance coverage from the rideshare company. Marsalisi Law handles rideshare accident claims and can help you navigate the overlapping insurance obligations that apply to your specific situation.
Pedestrian and Bicycle Accidents
Pedestrians and cyclists face serious injury risks at crossings along East Bay Drive, at intersections on Seminole Boulevard, and in commercial areas throughout Largo where driver distraction, excessive speed, and failure to yield are frequent causes of collisions. When a driver fails to yield at a marked crosswalk, runs a red light, or is impaired behind the wheel, pedestrians and cyclists suffer consequences that are often catastrophic. Marsalisi Law pursues full monetary compensation for Largo pedestrian and bicycle accident victims injured by negligent drivers.
Florida’s Two-Year Statute of Limitations for Personal Injury Claims in Largo
⏱ FLORIDA FILING DEADLINES — LARGO PERSONAL INJURY CASES
| Claim Type | Filing Deadline |
| Personal injury — accident on or after March 24, 2023 | 2 years from date of injury |
| Personal injury — accident before March 24, 2023 | Consult an attorney — transition rules apply |
| Wrongful death claim | 2 years from date of death |
Under Florida Statute § 95.11(3)(a), personal injury victims in Largo have two years from the date of the accident to file a lawsuit in Florida civil court. This deadline was reduced from four years under HB 837, which took effect on March 24, 2023. Many accident victims are still operating under the mistaken belief that the older four-year window applies to their claim. For any accident occurring after the effective date, that assumption is incorrect and could permanently extinguish your right to recover monetary compensation.
Wrongful death claims follow a separate but equally strict deadline. Under Florida Statute § 768.19, the personal representative of the deceased person’s estate has two years from the date of death to file a wrongful death action. Missing either deadline is typically irreversible. Acting promptly after an accident also allows your attorney to send evidence preservation letters, secure witness accounts before memories fade, and begin building your case while the facts are still fresh. Do not wait to contact a Largo personal injury lawyer.
How Florida’s Modified Comparative Fault Rule Affects Your Largo Claim
HB 837 also changed how fault is allocated in Florida personal injury cases. Florida now follows a modified comparative fault standard, replacing the previous pure comparative negligence rule. Under the modified standard, your right to recover monetary compensation depends entirely on your share of fault in the accident. If you are found to bear 50 percent or more of the responsibility, you are completely barred from any recovery — regardless of how serious your injuries are.
✅
0% to 49% At Fault — You May Recover
Your monetary compensation is reduced, not eliminated.
Your award is reduced proportionally by your share of fault. If you are found 30 percent responsible, you recover 70 percent of your total damages. Partial responsibility does not bar your claim — it reduces it.
🚫
50% or More At Fault — Recovery Barred
You cannot recover any monetary compensation.
Reaching or exceeding 50 percent of fault extinguishes your right to recover entirely under HB 837 — regardless of how severe your injuries are. This is why countering inflated fault arguments from insurers is critical.
Insurance companies are acutely aware of the 50 percent threshold and build investigative strategies designed to push a claimant’s share of fault above 49 percent. After a crash on US-19, at an Ulmerton Road intersection, or anywhere else in Largo, an insurer’s adjuster may scrutinize dashcam footage, traffic camera recordings, and witness accounts specifically to construct an argument that you share significant responsibility. An experienced Largo personal injury lawyer can gather, preserve, and present the evidence necessary to counter those arguments and protect your right to monetary compensation.
Florida’s PIP System and What It Means for Largo Accident Victims
Florida requires all drivers to carry at least $10,000 in Personal Injury Protection (PIP) coverage as part of their auto insurance policy. PIP pays 80 percent of covered medical expenses and 60 percent of lost wages, regardless of who caused the accident. To access PIP benefits after a crash in Largo, you must seek medical treatment within 14 days of the incident. Waiting beyond the 14-day window can result in a complete loss of PIP eligibility — a consequence that can be severe if you have no other immediate source of medical coverage.
PIP coverage does not prevent you from pursuing a liability claim against the at-fault driver. Once your injuries cross Florida’s serious injury threshold — defined as a significant and permanent loss of an important bodily function, a permanent injury within a reasonable degree of medical probability, significant and permanent scarring or disfigurement, or death — you may pursue damages against the responsible party that exceed your PIP policy limit. Most serious accident injuries suffered in Largo meet or exceed this threshold.
Even if your injuries do not reach the serious injury threshold, you retain the right to file a property damage claim against the at-fault driver’s liability insurance, and to pursue recovery for medical expenses and lost wages beyond your PIP ceiling if the other driver carries bodily injury liability coverage. Understanding which avenues of recovery apply to your specific situation is one of the most important reasons to consult a Largo personal injury lawyer promptly after an accident.
Monetary Compensation Available to Largo Personal Injury Victims
The monetary compensation available in a Largo personal injury claim falls into two primary categories. Economic damages represent verifiable financial losses that can be documented and quantified. Non-economic damages address the broader impact of an injury on a person’s daily life and long-term wellbeing. In cases involving especially reckless or willful misconduct, a court may also award punitive damages, though these are reserved for conduct that goes beyond ordinary negligence.
| Economic Damages | Non-Economic Damages |
|---|---|
| Past and future medical expenses | Pain and suffering |
| Lost wages and reduced earning capacity | Emotional distress |
| Physical therapy and rehabilitation costs | Loss of enjoyment of life |
| Assistive devices and home modification costs | Physical disfigurement or permanent impairment |
| Property damage | Loss of companionship (wrongful death cases) |
Marsalisi Law evaluates every category of damages before advising clients on any settlement offer. Accepting a settlement before the full extent of your injuries is known — particularly while you are still undergoing treatment or have not yet received a prognosis for future medical needs — can permanently limit your ability to recover the monetary compensation you are owed. Attorney Frank P. Marsalisi takes the time to assess both your immediate losses and the long-term financial consequences of your injuries before discussing resolution options.
What to Do After a Personal Injury Accident in Largo, FL
The actions you take in the hours and days after an accident in Largo can have a direct effect on the outcome of your personal injury claim. Following these steps protects both your health and your legal rights.
Step 1 — Call Emergency Services
Call 911 immediately. A police report creates an official record of the incident, identifies the parties involved, documents road and weather conditions, and provides the foundation for any insurance claim or personal injury lawsuit. Do not leave the scene before law enforcement arrives.
Step 2 — Seek Medical Treatment Within 14 Days
Florida law requires treatment within 14 days to preserve PIP benefits. Even if your injuries appear minor, undergo a medical evaluation promptly. Some serious conditions — including traumatic brain injuries and soft tissue injuries — do not produce obvious symptoms immediately following an accident.
Step 3 — Document the Scene and Gather Information
If you are physically able, photograph the accident scene, vehicle damage, road conditions, signage, and any visible injuries. Collect the following from the other driver:
- Full name and contact information;
- Driver’s license number;
- Insurance carrier and policy number; and
- Vehicle registration information.
Step 4 — Do Not Admit Fault or Give Recorded Statements
Anything you say at the scene or later to an insurance adjuster can be used to reduce or eliminate your monetary compensation. Do not admit fault, apologize, or agree to give a recorded statement to any insurance representative. Refer all insurer communications to your attorney once you have retained legal representation.
Step 5 — Contact a Largo Personal Injury Lawyer
The sooner you retain an attorney, the sooner preservation letters can be sent, evidence can be secured, and the insurance company’s ability to shape the narrative of your case can be limited. Early representation is one of the single most effective things an injured person can do to protect the value of a personal injury claim.
Why Largo Accident Victims Choose Marsalisi Law
Choosing the right personal injury lawyer after an accident in Largo is one of the most consequential decisions you will make during an already difficult time. Attorney Frank P. Marsalisi has dedicated his legal practice to traffic-related personal injury claims for clients in Largo and throughout Pinellas County, providing the focused attention and experience that serious injury cases demand. You can learn more about his background and approach on the About Us page.
Direct Attorney Attention
Every client works directly with attorney Frank P. Marsalisi from the first consultation — not a case manager or paralegal.
No Fee Unless You Win
Marsalisi Law handles personal injury claims on a contingency fee basis. You pay no legal fees unless we recover monetary compensation on your behalf.
Focused Practice Area
Frank P. Marsalisi focuses exclusively on traffic-related personal injury — the type of case he handles every day, not an occasional sideline.
Serving Pinellas County
Marsalisi Law represents accident victims throughout Largo and the greater Pinellas County area, including the surrounding Gulf Coast communities.
If you have been injured in a car, truck, motorcycle, rideshare, pedestrian, or bicycle accident anywhere in Largo or the surrounding Pinellas County communities, use our contact form to request a free consultation. Attorney Frank P. Marsalisi will review your case personally and explain your legal options at no cost to you.
Frequently Asked Questions — Largo Personal Injury Cases
Contact Marsalisi Law for a Free Consultation
You should not have to navigate Florida’s personal injury system alone while recovering from injuries caused by someone else’s negligence. Attorney Frank P. Marsalisi is available to review your case, answer your questions, and explain what your Largo personal injury claim may be worth — at no cost to you. Use our contact form to request your free consultation today. Marsalisi Law is Where Law Gets Personal!